Resources

Find the rule, the derivation and the reasoning

Everything published about how a filing becomes a professional question. Each item names the regulation, the filed document or the derivation it rests on, so you can check it.

29 CFR 2520.103-1(d)29 CFR 2520.104-46DOL/EBSA public filings

Start with the rule.

The filing-category question comes first, and the regulation answers it. These four pages cover it in order: what the rule says, how we apply it to filings, what is in the data, and what one record looks like.

Audit requirement screen
The 2023 participant-count change and the 80–120 election, written out, with an interactive screen for one plan year. It screens. It does not conclude.
Data & methodology
Sources, freshness, coverage scope, how the filing-category screen is derived, and where the public record stops.
Data coverage
The indexed universe, what each field means, and the boundaries we will not claim past.
Sample plan
One synthetic record end to end, so the structure is legible before you have an account.

Read the published analysis

Long-form briefings on the questions the derivations had to answer precisely. Each states its scope, separates rules from interpretations, and carries its sources to the end. Corrections get a dated changelog entry.

The 80–120 band is an election
Filing rules · the band sits on top of the default rule as a permitted prior-year category election, and the waiver is a separate test.
What the 2023 change did to first-time audits
Market structure · dropping eligible-but-zero-balance participants changed the shape of the inflow, not only its size.
The Form 5500 is an index
Document evidence · opinion language, delinquent contributions and forfeiture balances sit in attachments a return-only dataset cannot answer.

All posts · RSS feed

Track the regulatory and litigation docket

A dated record of DOL and EBSA guidance, IRS and PCAOB developments, and ERISA litigation that changes what a practitioner should look for in a filing.

Nothing is published here yet. When it is, each entry will carry its primary source, its date, and a plain statement of what that source says, and no more. Litigation entries will name the case and the court and state what is alleged, because a complaint is a filing and not a finding.

Until then this section stays empty. The standard is the same one used everywhere else here: if it cannot be sourced, it does not go up.

Status
Editorial development
Scope when it opens
DOL/EBSA, IRS, PCAOB, SEC and ERISA litigation affecting plan audits
Boundary
Primary sources only, each entry linked and dated

How we maintain this

Changelog
Every material correction, dated, including the ones that were our own error.
Trust
Four things you can verify before talking to us, and the claims we will not borrow.
Security & data handling
How the service is separated, and which attestations we do not hold.

Questions about any derivation on this page go to tkadura@5500radar.com.

Test it against a plan you already know.

The fastest way to check any of this is to run a plan whose answer you can verify yourself.

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Review a sample plan first