Changelog
Coverage, methodology and product-access changes belong in a record—not only in a launch announcement.
Unified the same five public destinations, labels, responsive breakpoint and access action across every page. Fixed the width where opening Method replaced visible tabs with a different menu, aligned mobile sizing and focus behavior, and made Methodology section state restore cleanly after direct links and browser Back.
Rebuilt Blog as a source-led publication hub, published a dedicated Design Partner program with explicit data and attribution boundaries, and promoted both routes across primary navigation. Corrected article language that had conflated filing category with the separate small-plan audit waiver, removed an unsupported annual first-audit estimate, and kept the video register explicit that no briefing has been published.
An audit of the whole site found 80 pieces of text below the AA contrast floor, mostly because the accent teal #0E7E9B is 4.69:1 on pure white but drops below 4.5:1 on the tinted surfaces it was used on, and because the home page carried 89 hand-picked greys with no token layer. Accent text is now #0B6D87, seventeen greys collapsed into one contrast-verified token, and dark surfaces use the light accent instead. All eighteen pages now measure clean. The “illustrative” labels that mark demonstration figures as invented — the smallest text on the site at 6.7px and 2.5:1 — were raised along with the required-field and privacy lines on the access form.
The audit screen returned “IQPA audit generally required” for a continuing defined-contribution plan with 80–99 beginning-of-year account balances whose prior return was filed large. That is wrong. Inside the 80–120 band the 100-participant rule still supplies the default category, and the prior-year election under 29 CFR 2520.103-1(d) is permissive — so at 85 balances the default is small-plan filing and carrying large is an option the administrator may decline. The screen now reports the category as elective and explains both paths. Written up in full in The 80 to 120 band is an election.
The screen now asks plan type first and refuses defined-benefit and health and welfare plans rather than applying defined-contribution counting and the small pension plan waiver to them. The single “waiver conditions” dropdown has been replaced by the three conditions of 29 CFR 2520.104-46 stated individually, including the 95% qualifying-asset test measured at the end of the preceding plan year and the full-value bonding alternative. A permissive result now requires all three.
Published Blog with the reasoning behind three derivations, moved the audit screen to its own page at /do-i-need-an-audit/ with the rule written out, and added Trust covering what can be checked before contact, what we will not claim, and the design-partner program.
The home page described “nearly 1 in 3” audits as containing “unacceptable-major deficiencies.” That is not the study’s terminology. EBSA’s November 2023 assessment found 30% of audits reviewed for the 2020 filing year contained major GAAS deficiencies that would lead to rejection of the Form 5500 — improved from 39% in 2015, and concentrated in firms performing very few plan audits. The page now says that. Separately, “forfeiture…reversion signals” was corrected: defined-contribution forfeitures are applied under the plan document, not reverted.
Added a durable access-request queue with validation, abuse controls and explicit instructions not to submit participant data. Published Security & Data Handling, Coverage and Sample Plan pages. Scoped the interactive defined-contribution audit screen to plan years beginning in 2023 or later, because earlier years used a different participant-counting method.
Clarified the continuing-plan 80–120 inclusive filing-category election, the forced large-plan boundary above 120, the forced small-plan boundary below 80 and the separate first-year rule.
Published the current visual system, the evidence-engine explanation, methodology pages, audience pages and substantive privacy and terms notices.
The public coverage figures shown on this site reflect the DOL/EBSA filing release available in April 2026. The Coverage page states the current scope and limitations.